Kakeibo
Goal & Budget Planner
Transform Your Relationship with Money
Discover the 120-year-old Japanese budgeting method that's helped millions save 20-35% more. Track spending across 4 mindful categories, reflect monthly, and build a healthier financial life through awareness, not restriction.
Everything You Need for Mindful Budgeting
Master your finances with the time-tested Japanese Kakeibo methodology
4 Kakeibo Categories
Organize every expense into Survival, Optional, Culture, or Extra—the proven framework that helps you distinguish needs from wants
Safe-to-Spend Calculator
Know exactly how much you can spend each day. Income minus expenses minus savings, divided by days remaining
Monthly Reflection
Answer 4 Kakeibo questions each month: What surprised you? What are you proud of? What will you adjust?
Quick Transaction Entry
Log expenses in seconds with auto-categorization to Kakeibo categories. Simple, fast, mindful
Weekly Check-Ins
Review your spending weekly with gentle reminders. Stay on track without feeling overwhelmed
70+ Currencies
Auto-detects your locale or choose from 70+ currencies. Proper formatting for every region worldwide
How It Works
Start your mindful budgeting journey in under 5 minutes
1. Set Up Your Finances
Enter your income sources and monthly expenses. The app calculates your safe-to-spend automatically
Setup →2. Track Daily Spending
Log expenses as they happen. Each one is auto-categorized into Kakeibo's 4 categories
Track →3. Review Weekly
Get gentle check-in reminders. See your spending patterns and adjust as needed
Review →4. Reflect Monthly
Answer 4 reflection questions. Compare planned vs. actual. Grow your financial awareness
Improve →The Kakeibo Philosophy
Created in 1904 by Motoko Hani, Japan's first female journalist
Awareness, Not Restriction
Kakeibo isn't about depriving yourself. It's about understanding where your money goes and making conscious choices.
The 4 Categories
Rent, groceries, utilities, transportation, insurance
Dining out, entertainment, shopping, subscriptions
Education, healthcare, fitness, books
Gifts, repairs, emergencies, miscellaneous
Monthly Reflection Questions
- • What surprised you about your spending this month?
- • What are you most proud of financially?
- • What would you like to adjust next month?
- • Any other thoughts or observations?
Proven Results
20-35% More Savings
Users of the Kakeibo method typically save more than with traditional budgeting apps
Flexible Pricing Plans
Choose the plan that fits your budgeting needs
Free Plan
Perfect to get started
- ✓ 1 active savings goal
- ✓ Up to 10 budget envelopes
- ✓ 25 transactions per month
- ✓ Basic insights (pie chart)
- ✓ 3 months reflection history
- ✓ All 4 Kakeibo categories
- • Ad-supported
Pro Weekly
Full access to all features
- ✓ No ads - completely ad-free
- ✓ Unlimited savings goals
- ✓ Unlimited budget envelopes
- ✓ Unlimited transactions
- ✓ Full reflection history
- ✓ Advanced analytics
- ✓ iCloud sync
- ✓ CSV import/export
Pro Yearly
Save over 75% vs weekly
- ✓ All Pro features
- ✓ No ads - completely ad-free
- ✓ Unlimited everything
- ✓ Advanced analytics
- ✓ iCloud sync
- ✓ CSV import/export
- ✓ Priority support
- ✓ Future features included
Prices in USD. Availability and regional pricing may vary.
Privacy-First Design
Your financial data stays yours
No Bank Connections
Manual entry is core to Kakeibo philosophy. We never connect to your bank accounts
Offline-First
All data stored locally on your device. Works without internet
Optional iCloud Sync
You control if and where your data syncs. Optional iCloud backup for multi-device
No Account Required
Start using immediately. No email, no sign-up required
Transparent Advertising: Free tier includes ads via Google AdMob. Pro subscribers enjoy a completely ad-free experience. We never sell your personal financial data.
Download Kakeibo - Goal & Budget Planner
Start your mindful budgeting journey today. Transform your relationship with money using the proven 120-year-old Japanese method.
Mobile-First
The fastest, most polished iOS experience for mindful budgeting
No Bank Required
Manual entry keeps you aware of every transaction—core to Kakeibo philosophy
Privacy-Focused
Your financial data never leaves your device unless you choose iCloud sync